Overdraft Loan

An overdraft account offers short-term borrowing, allowing you to access a predetermined credit limit for payments or cash withdrawals, even when your account balance is insufficient.

Key Benefits

  • No overdraft fees, interest is charged only on the utilized credit line
  • When you do not have money in your account, you may use your credit line. By using your bank card you may perform cash withdrawals from ATMs, Money Transfer and pre-authorized payments
  • When you have a minus balance in your account, your debt is automatically paid off when money is deposited into your current account that is linked to your overdraft account.